How much can I borrow?
You can borrow any amount from $5,000 - $5,000,000 United State Dollars dependent on your personal circumstances. Sometimes we process loans for larger amounts depending on the individual and Business situation.

For how long can I borrow?
The loan duration is between 6months – 15years. We have made this long enough to suit every individual and Business so as repay back their loan as at when due.

What is the interest rate?
The interest rate is varies depending on the type of loan but ranges from 6.6% - 8%APR.

What will my monthly payment be?
This depends on how much you borrow, and how long you intend to borrow the money. Usually, this is between 6months to 15 Years for all international applicants. You should only borrow an amount that you can afford to repay.

How do I apply?
Raising finance or realizing your dreams couldn’t be easier. Simply submit a fully completed and accurate application Form for an immediate principle decision. You can apply by filling our online loan application form or simply contact us, so we can forward a copy of the loan application form as attach email to your desired email contact address.

How long will it take to get a decision from us on your loan application?
This is usually within 48hours of your loan application

After applying how long will it take for me to receive the funds?
There are just 5 simple steps to our loan funding: Fill out the Application, Provide the necessary Requirement, Loan processing, Sign a contract, and Funds Disbursed to applicant's designated or preffered bank account. We can fund as-soon as the necessary requirements are met. You could get your loan quicker than you imagine. We aim to secure initial approval of your loan within 48 hours of your enquiry. We attempt to have all loans completed within 3 days of approval but some cases may take longer or less duration depending on your circumstances, co-operation, steadfastness and our experience on close day-to-day contact with you.

What forms of identification do we accept?
Forms of identification are any of the followings; state ID, working ID, driving license, International passport, household utility bills, bank statements.

Can I consolidate my credit and reduce my monthly outgoings?
We are aslo specialize in debt consolidation. We provide the best possible settlement Figures to pay all debts off with one of our loan plans over a period to suit you.

Can you accept applications from people with bad credit history?
Yes - we have been successful in funding loans, unsecured loans, bad credit loans, car loans, tenant loans, homeowner loans, personal loans and other financial solutions for all kinds of people with a variety of credit histories.

What can I use my loan for?
Almost any purpose, it's your choice. A large proportion of our customers choose to clear some or all of their existing credit commitments in order to reduce their monthly outgoings. Some customers choose to make home improvements, buy a new car, take a holiday, or even have cosmetic surgery. It's your money, so it's up to you how you spend it. Debt consolidation may increase total costs in the long term.

What information shall we need?
We require accurate and truthful information to take a decision in principle. Skilled underwriters will guide you through the documentation and more detailed enquiries that will be needed to secure the finance.

I have mortgage arrears, can we still help?
Being in arrears on your mortgage does not prevent you getting a loan. If you have arrears on completion, all the arrears will be paid off with the proceeds of your loan. When applying, if you require a certain amount of spare cash, you must add this to the amount you need to clear the arrears. Debt consolidation may increase total costs in the long term.

Can I repay my loan early?
You can pay the loan back at any time. Your loan agreement will show how any early redemption cost is calculated. Your loan will meet all FISA standards.

Am I entitled to any payment holiday?
You are entitled to three Months payment holiday for personal Loan and 6 Month holiday for Business Loans which are both subjected to changes with adequate notice.

What Loan-To-Value are you looking for?
For Homeowners, a loan does not exceed 70% LTV's of the after-repaired-value (ARV) for real estate only.

Can I insure my payments and How does payment protection work?
Yes, here it is necessary to insure your loan payments. Payment protection gives you peace of mind. If you lose your job or are off work through accident or sickness or redundancy, your repayments, subject to certain Exclusions are paid pdirectly by the insurer.

Who shall we share your personal details with?
We respect your personal information and we do not and will never share your details with anyone or companies or trusted third parties. We strictly adhere to the protocols of privacy.

Can I come back and borrow again in the future?
Yes certainly, depending on your payment history and total borrowings you can be considered for an additional or top-up loan. Please contact us for further details.


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