Premier Financial Holdings Ltd. provides you with access to this Web site and to third party Services available through referral from this Web site. The technology underlying, and content within, the Services is owned by premier Financial Holdings Ltd. and/or its licensors (including premier Financial Holdings Ltd. advertisers and other content providers) and is protected by copyright and other intellectual property or proprietary rights. If you use the Services other than as provided above, you may violate copyright and other laws of the United Kingdom, other countries, as well as applicable state laws and may be subject to penalties. As between you and premier Financial Holdings Ltd., premier Financial Holdings Ltd. owns and retains all ownership of the technology underlying and content within the Services, and reserves all rights not explicitly granted to you in this Agreement.

Privacy and Data Collection
premier Financial Holdings Ltd. does not collect personally identifying information from users of the Services unless users have explicitly given such information to premier Financial Holdings Ltd. (for example, when becoming an advertiser or when sending us an email with a question or as part of a contest). premier Financial Holdings Ltd. information practices are further described in its privacy policy. premier Financial Holdings Ltd. privacy policy is part of this Agreement, and you agree that use of data as described in the privacy policy is not an actionable breach of your privacy or publicity rights. If you have entered into another agreement with premier Financial Holdings Ltd. (such as an Affiliate Agreement or an Advertiser Agreement), then you may be subject to additional or different provisions regarding privacy and data collection.

Control over Features, Functions, and Access to the Services
premier Financial Holdings Ltd. reserves the right to change any information, features and functions of the Services without prior notice. premier Financial Holdings Ltd. may deny you access to all or part of the Services without prior notice if you engage in any conduct or activities that premier Financial Holdings Ltd. determines, in its sole discretion, violate this Agreement, the rights of premier Financial Holdings Ltd. or any third party, or is otherwise inappropriate.

Loan processing
This Application should be completed by the primary applicant. Please be thorough when completing the Loan Application form, we can not process an incomplete application.

Choice of Law, Waiver, and Claims
This Agreement shall be governed by the laws of the British Government without regard to its conflict of law provisions. premier Financial Holdings Ltd. failure to exercise or enforce any right or provision of the Agreement will not be deemed to be a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

premier Financial Holdings Ltd. may amend this Agreement at any time by posting the amended terms on its Website. Except as stated below, all amended terms are automatically effective immediately, upon posting. This Agreement may not be otherwise amended except in a written document signed by you and premier Financial Holdings Ltd.


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